Red White Blue Line

Blue Star PRIVACY POLICY STATEMENT:

The credit union collects nonpublic personal information about you from the following sources:
  • Information we receive from you on applications or other forms;
  • Information about your transactions with us or others; and
  • Information we receive from a consumer-reporting agency.
We do not disclose any nonpublic information about you to anyone, except as permitted by law.
If you decide to terminate your membership, we will adhere to the privacy policies and practices as described in this notice.
The credit union restricts access to your personal and account information to those employees who need to know that information to provide services to you.
The credit union maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

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Things you can do to protect yourself from identity theft:

  • Remove all mail promptly from your postal mailbox.
  • Guard your social security number.
  • Do not give out your credit card # unless you initiated the phone call.
  • Save all receipts until you can properly shred them.
  • Shred all pre-approved credit card offers before disposing of them.
  • Keep new and cancelled checks in a safe place.
  • Block your ATM transactions with your body.
  • Be creative with your passwords so they aren't obvious.
  • Commit all passwords and PINs to memory.
  • Review your credit report from time to time to check for discrepancies or fraud.

For a relatively small amount the credit bureaus will send you a copy of your
credit report for you to review. Some can be viewed online.

The three major credit bureaus are:

  • Experian: 1-888-397-3742
    (formerly TRW) in Alaska contact:
    Experian Consumer Relations
    PO Box 2002
    Allen, TX. 75013

    Single Report & Credit Score $14.95 - 3-in-1 Report & Credit Score $39.95

  • Trans Union: 800-888-4213
    TransUnion LLC
    Consumer Disclosure Center
    PO Box 1000
    Chester, PA 19022

    Single Report $9.95 - 3-in-1 Report & Credit Score $34.95

  • Equifax: 800-685-1111
    Equifax Credit Information Services, Inc.
    PO Box 105873
    Atlanta, GA 30348

    Single Report $9.00 - 3-in-1 Report $29.95- 3-in-1 Report & Credit Score $39.95

We do not carry any personal information about members on our website or any computer hooked up to the Internet. When a member applies for a loan, we pull a credit report by sending a message to a special credit bureau phone number and retrieving just that information and nothing else. All our discarded paper transactions are shredded. We do not sell or share our database with anyone.



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Red White Blue Line

URL is http://www.mosquitonet.com/~coffcu/privacy.htm
Last modified: November 1, 2003
Copyright © 1998-2004 City of Fairbanks Federal Credit Union