Red White Blue Line

Blue Star PRIVACY POLICY STATEMENT:

The credit union collects nonpublic personal information about you from the following sources:
  • Information we receive from you on applications or other forms;
  • Information about your transactions with us or others; and
  • Information we receive from a consumer-reporting agency.
We do not disclose any nonpublic information about you to anyone, except as permitted by law.
If you decide to terminate your membership, we will adhere to the privacy policies and practices as described in this notice.
The credit union restricts access to your personal and account information to those employees who need to know that information to provide services to you.
The credit union maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We do not carry any personal information about members on our website or any computer hooked up to the Internet. When a member applies for a loan, we pull a credit report by sending a message to a special credit bureau phone number and retrieving just that information and nothing else. All our discarded paper transactions are shredded. We do not sell or share our database with anyone.

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Things you can do to protect yourself from identity theft:

  • Remove all mail promptly from your postal mailbox.
  • Guard your social security number.
  • Do not give out your credit card # unless you initiated the phone call.
  • Save all receipts until you can properly shred them.
  • Shred all pre-approved credit card offers before disposing of them.
  • Keep new and cancelled checks in a safe place.
  • Block your ATM transactions with your body.
  • Be creative with your passwords so they aren't obvious.
  • Commit all passwords and PINs to memory.
  • Review your credit report from time to time to check for discrepancies or fraud.

AnnualCreditReport.com is the official site to help consumers obtain your free annual credit report that is yours by law. Be sure you are visiting the REAL site - the address should start with "https://" which indicates a Secure Website.

https://www.annualcreditreport.com/

Credit Report Information from the
Federal Trade Commission Website:
What is AnnualCreditReport.com?

"AnnualCreditReport.com is the ONLY authorized source for the free annual credit report that's yours by law. The Fair Credit Reporting Act guarantees you access to your credit report for free from each of the three nationwide credit reporting companies — Experian, Equifax, and TransUnion — every 12 months. The Federal Trade Commission has received complaints from consumers who thought they were ordering their free annual credit report, and yet couldn't get it without paying fees or buying other services. TV ads, email offers, or online search results may tout "free" credit reports, but there is only one authorized source for a truly free credit report."

You can also contact each Credit Bureau Website individually, BUT it will cost you.

The three major credit bureaus are:

  • Experian: 1-888-397-3742
    (formerly TRW) in Alaska contact:
    Experian Consumer Relations
    PO Box 2002
    Allen, TX. 75013

  • Trans Union: 800-888-4213
    TransUnion LLC
    Consumer Disclosure Center
    PO Box 1000
    Chester, PA 19022

  • Equifax: 800-685-1111
    Equifax Credit Information Services, Inc.
    PO Box 105873
    Atlanta, GA 30348


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Red White Blue Line

URL is http://www.mosquitonet.com/~coffcu/privacy.htm
Last modified: April 1, 2010
Copyright © 1998-2010 City of Fairbanks Federal Credit Union